I recently got exposed to a refrigerant chemical on a fire call which came in as ‘smoke in the building’ but quickly turned into a hazmat. I’m a firefighter, and was driving the first in truck. I started exibiting symptoms after an hour, and turned my truck over to another driver and reported to triage. With my heart history, (a heart attack after a fire call five years ago), the paramedics took all precautions. I had my chest shaved for a twelve lead EKG, on O2, transported by ambulance after presenting with nausea, dizzyness, brief cardiac arrhythmia.
Six of us, three of the entry team, two employees of the business and myself, went to the hospital for assessment, drugs as required, and eventual release and transport home after several hours.
The point is, all off this cost us, personally, $0.00. Move to Canada.