I am not a doctor but I do not think it is easy to determine how insulin resistant you are.
If you go with Dr. Fung’s analogy (not sure if I have this exactly right).
It is similar to listening on headphones for a while, feeling like you cannot hear them well enough, turning them up, again not feeling like you hear well enough, turning them up - over and over. You build up a resistance to the sound.
That is the same as your body producing extra insulin to push sugar out of your blood stream, eat more carbs, produce more insulin - over and over.
The answer is to turn down the headphones and let your ears adjust or to deal with insulin, to eat less carbs (or fast).
But, the point is, if you ask the person listening to the headphones if they can hear the music - they’ll answer “yes, just fine”. But, on that spiral, they will eventually go deaf.
Same with insulin resistance (I think) - if you test your A1C or glucose - everything looks okay. The overproduction of insulin has kept the blood glucose normal. But, just like going deaf, that will work until it doesn’t work anymore. Then, suddenly, inexplicable, blood sugar goes way up because you can’t produce enough insulin to clear the blood - you are maxed out - so doctors recommend insulin injections.
Since you have been overweight your whole life - you might want to assume you are on that track (especially if there is any family history of diabetes). Being thin and on keto just about guarantees you are not on that track. Really, what is the alternative, assume a good A1C and blood sugar numbers means it is okay to stay overweight? Many things catch up to people in their 50s and 60s (troubled sleep, joint pain, balance issues etc.) - all are made better if you are lighter (and do at least some exercise).