Since you’re already using a mix, it occurred to ask whether or not you recently changed brands of one or the other ingredient. Different brands of the same stuff often have slightly different components and/or proportions.
If it turns out that coconut oil is the problem, again I recommend my definitive test to confirm, then possibly you could switch to coconut cream. Less fat, of course, but maybe not irritating and would give you some of the benefits of coconut oil. This one has a fairly decent nutritional profile (ie 3 gr carb and 20 gr of fat per 90 grams). I used it before I eventually switched to whipping cream. I still use coconut oil as well as MCT oil without issues.
https://www.myfitnesspal.com/food/calories/coconut-cream-446075957